Product Owner (Lending)
Location: Hanoi, Vietnam
Get To Know GIMO:
Are you an enthusiastic, young-at-heart individual who thrives in a fast-paced work environment with a dynamic team? Are you passionate about advancing your career in the fintech industry? If so, GIMO is the right place for you.
At GIMO, you’ll have the unique opportunity to explore cutting-edge technology and grow professionally within one of the fastest-growing fintech companies in Vietnam. GIMO is pioneering a new segment of fintech with its Earned Wage Access (EWA) model. This model allows employees to access their wages as they earn them, aiming to alleviate the financial burdens of underbanked workers. Our mission is to provide financial inclusion solutions for millions of workers across Vietnam. Currently, around 700,000 workers from more than 120 businesses can access their wages on-demand with GIMO. We are also expanding into new financial products that cater to the financial needs of Vietnam’s population.
Key Responsibilities:
1. Product Planning and Requirement Gathering: Collaborate with the senior management team to plan and develop cash loan and lending products. Conduct market analysis, understand customer needs, and work with stakeholders to gather requirements for new products or enhancements.
2. Data Analysis: Work closely with Data Analyst team to Develop detailed reports and dashboards to track key performance metrics, such as loan volume, default rates, and profitability, supporting data-driven decision-making. Analyze data to identify trends, customer needs, and opportunities for product improvements.
3. Business Process Improvement:Identify and recommend process improvements for loan origination, underwriting, servicing, and collections, aiming for efficiency, compliance, and a superior customer experience.
4. Risk Management: Work with risk teams to assess and monitor credit risk associated with lending products, including risk models, scoring methodologies, and risk-adjusted pricing.
5.Regulatory Compliance: Ensure all lending products meet regulatory and compliance requirements by collaborating with legal and compliance teams.
6.Stakeholder Communication:Serve as the key liaison between business units and development teams to ensure alignment on product objectives and delivery timelines.
Key Qualifications:
- Bachelor’s degree in Finance, Business, Economics, or related field.
- Minimum of 3-5 years of experience as a Business Analyst/Product Owner in financial services, particularly in cash loans, lending, or related financial products
- In-depth understanding of lending products, e.g. cash loans, personal loans, installment loans, and line of credit products. Knowledge of loan origination, underwriting processes, credit risk assessment, loan servicing lifecycle, and financial regulations
- Proficiency in data analysis and reporting tools such as Excel, Tableau, SQL or similar.
- Proven experience in running Agile teams as a Product Owner. Strong understanding of agile methodologies, backlog management, and feature prioritization. Experience with agile tools (e.g., JIRA, Confluence) is a plus. Excellent communication and stakeholder management skills.
- Strong analytical thinking and problem-solving skills.
- Experience working in banking or financial institutions (FIs) is a strong plus.
Benefits:
- Tremendous opportunities to learn, grow and build with a fast-growing fintech startup inVietnam
- Young, dynamic but professional working environment
- Clear opportunities for promotion and career development
- Opportunity to work under experienced Experts in finance, technology, and banking.
We would love to hear back from you! Send us an introduction of yourself along with your resume to: [email protected]
Get to know about us through:
Our website: https://gimo.vn/
GIMOCareers: https://www.facebook.com/tuyendunggimo.vn
Our LinkedIn: https://www.linkedin.com/company/gimojsc/about/
