Key Responsibilities
1.Credit Risk Modeling & Monitoring
- Build and validate risk measurement models (PD, LGD, EAD, internal rating, customer behavior).
- Conduct model performance monitoring and recalibration.
- Participate in developing internal regulations related to risk models.
2. Risk Analysis & Reporting
- Perform comprehensive risk assessments of lending portfolios (delinquency rates, roll rates, early warning signals).
- Analyze impact of credit policies on portfolio performance and customer segmentation.
- Prepare and present reports (Portfolio Quality, scorecard performance) in English.
- Document methodologies, guidelines, and findings.
3. Data Management & Infrastructure
- Develop and maintain data marts to support analytics.
- Ensure data integrity through validation and cleaning.
- Maintain clear documentation of data flows and transformations.
4. Team & Cross-functional Collaboration
- Collaborate with business units to ensure effective model implementation.
- Support junior analysts and contribute to team capability building.
Key Qualifications
- 3+ years of experience in risk analysis, data analysis, or related role (banking/consumer finance preferred).
- Experience with unsecured lending products and credit analysis.
- Proficiency in Python, R, SQL.
- Strong English communication skills.
- Bachelor’s degree or higher in Finance, Banking, Data Analytics, or Quantitative Economics.
- FRM certification is a plus.
We would love to hear back from you! Send us an introduction of yourself along with your resume to: [email protected]
