Role Overview
As a Senior Risk Manager, you will play a pivotal role in shaping GIMO’s risk strategy,
ensuring robust credit policies, and optimizing risk-reward trade-offs. You will lead the
development of risk assessment models, monitor portfolio performance, and implement
best practices to mitigate credit risks while supporting business growth. This is an exciting
opportunity to work in a dynamic fintech environment where innovation meets risk
intelligence.
Key Responsibilities
- Strategy & Policy Development: Design, implement, and continuously refine credit
risk policies, frameworks, and underwriting strategies to support business
objectives.
- Risk Assessment & Decisioning: Develop, enhance, and maintain credit scoring
models, risk rating methodologies, and lending decision frameworks.
- Portfolio Monitoring & Risk Analytics: Monitor and analyze portfolio performance,
identify emerging risks, and recommend corrective actions to maintain a healthy
credit portfolio.
- Regulatory Compliance: Ensure adherence to all regulatory requirements related to
credit risk management, including local and international financial regulations.
- Data-Driven Risk Insights: Leverage advanced analytics, AI, and alternative data
sources to enhance credit decision-making and improve risk management practices
- Fraud Prevention & Detection: Implement fraud detection tools and frameworks to
proactively identify and mitigate potential fraud risks.
- Risk Governance & Reporting: Develop and maintain risk governance processes,
provide regular risk reporting to senior management, and recommend actionable
insights.
- Stakeholder Management: Collaborate closely with Product, Data Science,
Operations, and Business teams to align risk strategies with overall company goals.
Act as a strategic advisor to the executive team and board, providing insights into
emerging risks and mitigation approaches.
Key Qualifications
- Education: Bachelor’s degree in Finance, Economics, Mathematics, Statistics, or a
related field (Master’s degree is a plus).
- Experience: 7+ years of experience in risk management, credit risk management,
preferably in digital lending, fintech or banking services.
- Technical Skills: Strong expertise in credit scoring, risk modeling, and portfolio
management. Proficiency in data analytics tools such as SQL, Python, R, or SAS is
highly desirable.
- Domain Expertise: Deep understanding of credit risk management, digital lending
practices and lending products.
- Mindset: Ability to analyze large datasets, derive meaningful insights, and make
data-driven decisions. Strong commercial awareness to balance risk and business
growth objectives effectively in a fast-paced dynamic and lean working environment.
- Leadership & Communication: Proven ability to lead teams, influence cross
functional stakeholders, and communicate complex risk concepts clearly to non
technical audiences.
Why Join GIMO?
- Impact-Driven Work: Be part of a mission-driven fintech company that is
transforming financial access for millions of Vietnamese underserved.
- Growth Opportunities: Work in a fast-growth environment that values growth,
autonomy, accountability and empowering individuals to take initiative and make
decisions.
- Innovative Culture: Join the team that embraces innovation, data, technology to
drive solutions. Be part of the company that encourages experimentation,
collaboration and drive to challenge the status quo.
- Competitive Compensation: Attractive salary package, performance-based bonus,
complementary PTI health benefits and potential equity participation.
If you are passionate about leveraging data and technology to drive sound risk
management while enabling financial inclusion, we’d love to hear from you!
Job Description:
Monitor and recover personal debts via phone, including:
– Contact customers with salary advances to remind them of payment schedules.
– Contact customers who fail to pay on time to understand the reasons, provide advice on repayment channels, and encourage early payments.
– Track and update the debt status of late-paying customers.
– Record all statuses and results of calls for tracking and statistical purposes.
– Report emerging issues to management and coordinate to resolve them.
Requirements:
– Strong communication skills, with the ability to understand and handle emerging issues.
– Experience in telesales, customer service call centers, or other roles involving direct customer contact by phone.
– Willingness to work overtime to meet job requirements.
– Enthusiasm for working in a dynamic and growth-oriented environment.
– Openness to change.
Benefits:
– Opportunity to work and learn in a dynamic and professional environment.
– Many opportunities for career advancement.
– Stable and appropriate welfare benefits.
We would love to hear back from you! Send us an introduction of yourself along with your resume to tuyendung@gimo.vn.
Get to know about us through:
Our website: https://gimo.vn/
GIMOCareers: https://www.facebook.com/tuyendunggimo.vn
Our LinkedIn: https://www.linkedin.com/company/gimojsc/about/
Key Responsibilities
- Work closely with cross-functional teams to develop innovative products that meet customer needs and drive business growth
- Conduct market research and competitive analysis to identify opportunities for product innovation and differentiation
- Create and maintain product roadmap and ensure alignment with company strategy
- Define and prioritize product features and requirements, and work with the engineering team to ensure timely delivery
- Manage product lifecycle from ideation to launch and post-launch evaluation
- Monitor product performance and user feedback, and continuously improve product experience
- Develop and maintain strong relationships with internal and external stakeholders, including business partners, investors, and customers
Key Qualifications
- Bachelor’s degree in Computer Science, Engineering, Business or related field;
- 2+ years of product management experience in a technology-driven company, preferably in fintech or banking startup environment
- Strong understanding of product management principles and practices
- Experienced with Agile development methodologies, and ability to adapt to changing market and business needs
- Excellent communication with great cross-functional collaboration
- Passion for driving innovation and making a positive impact on society
Our Offer
- Tremendous opportunities to learn, grow and build with a fast-growing fintech startup in Vietnam;
- Young, dynamic but professional working environment;
- Competitive salary plus well-rounded compensation package
We would love to hear back from you! Send us an introduction of yourself along with your
resume to E: tuyendung@gimo.vn
Key Responsibilities
- Design and implement both database structure and back-end applications to a high standard;
- Write documentation for the software we’ve developed;
- Identify and fix bugs that are found within code;
- Work with our CI / CD process and give suggestions to improve it;
- Create APIs.
Key Qualifications
- 4+ years of experience in Java, Spring, JooQ, MySQL; RESTful APIs, Microservices; building tool Bazel/Gradle;
- Experience with systems for the B2B2C business model is a big plus;
- Experience with Python, Docker/Kubernetes, and Cloud Infrastructure is a plus;
- Good at algorithms is a big plus;
- Bachelor’s Degree in IT Engineering or related fields.
Our Offer
- Tremendous opportunities to learn, grow and build with a fast-growing fintech startup in Vietnam;
- Young, dynamic but professional working environment;
- Competitive salary plus well-rounded compensation package.
We would love to hear back from you! Send us an introduction of yourself along with your resume to E: tuyendung@gimo.vn
